Terms of Use

1. Acceptance of Terms

By accessing and using the OWL (Option Watchlist) platform ("Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.

2. Description of Service

OWL is a financial data visualization and portfolio tracking platform designed for educational and informational purposes. The Service provides:

• Real-time market data and analysis tools
• Options chain visualization and premium calculations
• Portfolio position tracking
• Market condition indicators
• Communication features including SMS notifications

3. User Accounts

To access the Service, you must be invited by an administrator and create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Share your account credentials with others
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service
• Use automated systems to access the Service without permission

5. Financial Disclaimer

IMPORTANT: The information provided through the Service is for educational and informational purposes only and should not be construed as financial, investment, or trading advice.

We do not provide personalized investment recommendations. All investment decisions are made at your own risk. Past performance is not indicative of future results.

You should consult with a qualified financial advisor before making any investment decisions.

6. Data Accuracy

While we strive to provide accurate and timely information, we do not guarantee the accuracy, completeness, or timeliness of any data displayed through the Service. Market data may be delayed or contain errors.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

9. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. We will notify users of any material changes by updating the version number and effective date. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

10. Termination

We may terminate or suspend your account and access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users of the Service, us, or third parties, or for any other reason.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

12. Contact Information